# Richard Luchini

> Richard Luchini is a fee-only financial advisor at Luchini Financial in Altoona, Pennsylvania. Richard focuses on retirement planning. Luchini Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-luchini/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Luchini Financial
- **Based in:** Altoona, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Fees (firm's website):** no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $20M across 130 accounts
- **Specialties:** Retirement planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 5345350 (https://adviserinfo.sec.gov/individual/summary/5345350)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 63 (2008), Series 65 (2014)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://luchinifinancial.com

## Frequently asked questions

### Is Richard Luchini a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Luchini Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, Luchini Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### How much does Richard charge?

According to Luchini Financial's website, checked October 30, 2026: no asset minimum.

### Does Richard work with clients virtually?

Yes. Luchini Financial says on its website that it works with clients remotely.

### Where is Richard Luchini based?

Richard Luchini is based in Altoona, Pennsylvania.

### What does Richard specialize in?

Richard's specialties include retirement planning. Richard works with retirees and pre-retirees.

### Is Richard Luchini registered with the SEC?

Yes. Richard Luchini is registered as an investment adviser representative in PA (CRD 5345350), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Luchini Financial manage?

Luchini Financial reports $20M across 130 accounts in assets under management.

### How do I contact Richard Luchini?

Through Richard's website, luchinifinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5345350): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://luchinifinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.