# Richard Hughes

> Richard Hughes is a fee-only financial advisor at Arlington Financial Advisors in Santa Barbara, California. Richard focuses on estate & legacy planning, small business owners and family wealth transfer. Arlington Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-hughes/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Arlington Financial Advisors
- **Based in:** Santa Barbara, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.24B across 2,575 accounts
- **Specialties:** Estate & legacy planning, Small business owners, Family wealth transfer, Real estate investors, Retirement planning
- **Works with:** Retirees, Divorced individuals, Tech employees, Multi-generational families
- **CRD:** 2716113 (https://adviserinfo.sec.gov/individual/summary/2716113)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (1995), Series 65 (1996)
- **Firm size:** 16 employees
- **Disclosures:** None reported
- **Website:** http://www.arlingtonfinancialadvisors.com/

## Frequently asked questions

### Is Richard Hughes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Arlington Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, Arlington Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Richard Hughes based?

Richard Hughes is based in Santa Barbara, California.

### What does Richard specialize in?

Richard's specialties include estate & legacy planning, small business owners, family wealth transfer, real estate investors and retirement planning. Richard works with retirees, divorced individuals, tech employees and multi-generational families.

### Is Richard Hughes registered with the SEC?

Yes. Richard Hughes is registered as an investment adviser representative in CA (CRD 2716113), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Arlington Financial Advisors manage?

Arlington Financial Advisors reports $1.24B across 2,575 accounts in assets under management.

### How do I contact Richard Hughes?

Through Richard's website, www.arlingtonfinancialadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2716113): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.arlingtonfinancialadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.