# Richard Gartelmann

> Richard Gartelmann is a fee-only financial advisor at River Street Advisors in Aurora, Illinois, who holds the CFP credential. River Street Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-gartelmann/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** River Street Advisors
- **Based in:** Aurora, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $539.2M across 1,081 accounts
- **Credentials:** CFP
- **CRD:** 2611847 (https://adviserinfo.sec.gov/individual/summary/2611847)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 63 (1997), Series 65 (1999)
- **Firm size:** 12 employees
- **Disclosures:** None reported
- **Website:** http://www.oldsecond.com/wealth-management/wealth-management/river-street-advisors/

## Frequently asked questions

### Is Richard Gartelmann a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and River Street Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, River Street Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Richard Gartelmann based?

Richard Gartelmann is based in Aurora, Illinois.

### What credentials does Richard Gartelmann hold?

Richard Gartelmann holds the CFP credential.

### Is Richard Gartelmann registered with the SEC?

Yes. Richard Gartelmann is registered as an investment adviser representative in IL (CRD 2611847), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does River Street Advisors manage?

River Street Advisors reports $539.2M across 1,081 accounts in assets under management.

### How do I contact Richard Gartelmann?

Through Richard's website, www.oldsecond.com/wealth-management/wealth-management/river-street-advisors.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2611847): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.