# Richard Flora

> Richard Flora is a fee-only financial advisor at Key Client Fiduciary Advisors in Fairfield, New Jersey. Richard focuses on estate & legacy planning. Key Client Fiduciary Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-flora/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Key Client Fiduciary Advisors
- **Based in:** Fairfield, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $896.3M across 2,195 accounts
- **Specialties:** Estate & legacy planning
- **CRD:** 1121424 (https://adviserinfo.sec.gov/individual/summary/1121424)
- **SEC registration:** Investment adviser representative in NJ, TX
- **Exams passed:** Series 63 (1985)
- **Firm size:** 10 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.keyclientfa.com

## Frequently asked questions

### Is Richard Flora a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Key Client Fiduciary Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, Key Client Fiduciary Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Richard Flora based?

Richard Flora is based in Fairfield, New Jersey.

### What does Richard specialize in?

Richard's specialties include estate & legacy planning.

### Is Richard Flora registered with the SEC?

Yes. Richard Flora is registered as an investment adviser representative in NJ and TX (CRD 1121424), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Key Client Fiduciary Advisors manage?

Key Client Fiduciary Advisors reports $896.3M across 2,195 accounts in assets under management.

### How do I contact Richard Flora?

Through Richard's website, www.keyclientfa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1121424): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.keyclientfa.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.