# Richard Czechowski

> Richard Czechowski is a fee-only financial advisor at WS Wealth Management in Washington, Virginia, who holds the CFP credential. Richard focuses on retirement planning. WS Wealth Management reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-czechowski/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** WS Wealth Management
- **Based in:** Washington, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $90.5M across 72 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning
- **CRD:** 2172399 (https://adviserinfo.sec.gov/individual/summary/2172399)
- **SEC registration:** Investment adviser representative in VA
- **Exams passed:** Series 63 (1991), Series 65 (1998)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.wswealthmanagement.com/

## Frequently asked questions

### Is Richard Czechowski a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and WS Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, WS Wealth Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Richard Czechowski based?

Richard Czechowski is based in Washington, Virginia.

### What does Richard specialize in?

Richard's specialties include retirement planning.

### What credentials does Richard Czechowski hold?

Richard Czechowski holds the CFP credential.

### Is Richard Czechowski registered with the SEC?

Yes. Richard Czechowski is registered as an investment adviser representative in VA (CRD 2172399), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does WS Wealth Management manage?

WS Wealth Management reports $90.5M across 72 accounts in assets under management.

### How do I contact Richard Czechowski?

Through Richard's website, www.wswealthmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2172399): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.wswealthmanagement.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.