# Richard Cullen

> Richard Cullen is a fee-only financial advisor at Inland Financial Planning in Spokane, Washington, who holds the CFP credential. Richard focuses on small business owners and pension planning. Inland Financial Planning reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-cullen/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Inland Financial Planning
- **Based in:** Spokane, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $43.3M across 250 accounts
- **Credentials:** CFP
- **Specialties:** Small business owners, Pension planning
- **CRD:** 6092944 (https://adviserinfo.sec.gov/individual/summary/6092944)
- **SEC registration:** Investment adviser representative in ID, TX, WA
- **Exams passed:** Series 66 (2012)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.inlandfp.com

## Frequently asked questions

### Is Richard Cullen a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Inland Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, Inland Financial Planning, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Richard Cullen based?

Richard Cullen is based in Spokane, Washington.

### What does Richard specialize in?

Richard's specialties include small business owners and pension planning.

### What credentials does Richard Cullen hold?

Richard Cullen holds the CFP credential.

### Is Richard Cullen registered with the SEC?

Yes. Richard Cullen is registered as an investment adviser representative in ID, TX and WA (CRD 6092944), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Inland Financial Planning manage?

Inland Financial Planning reports $43.3M across 250 accounts in assets under management.

### How do I contact Richard Cullen?

Through Richard's website, www.inlandfp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6092944): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://inlandfp.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.