# Richard Carroll

> Richard Carroll is a fee-only financial advisor at Bell City Wealth in Hillsboro, Ohio, who holds the CFP credential. Richard focuses on small business owners. Bell City Wealth reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-carroll/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Bell City Wealth
- **Based in:** Hillsboro, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $163.3M across 789 accounts
- **Credentials:** CFP
- **Specialties:** Small business owners
- **Works with:** Retirees, Pre-retirees, Founders
- **CRD:** 5994048 (https://adviserinfo.sec.gov/individual/summary/5994048)
- **SEC registration:** Investment adviser representative in OH
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.bellcitywealth.com/

## Frequently asked questions

### Is Richard Carroll a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Bell City Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, Bell City Wealth, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Richard Carroll based?

Richard Carroll is based in Hillsboro, Ohio.

### What does Richard specialize in?

Richard's specialties include small business owners. Richard works with retirees, pre-retirees and founders.

### What credentials does Richard Carroll hold?

Richard Carroll holds the CFP credential.

### Is Richard Carroll registered with the SEC?

Yes. Richard Carroll is registered as an investment adviser representative in OH (CRD 5994048), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bell City Wealth manage?

Bell City Wealth reports $163.3M across 789 accounts in assets under management.

### How do I contact Richard Carroll?

Through Richard's website, www.bellcitywealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5994048): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.bellcitywealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.