# Richard Berse

> Richard Berse is a fee-only financial advisor at Northstar Financial Advisors in North Caldwell, New Jersey. Richard charges a one-time planning fee (one-time plans from $500).

Page: https://find.wellspent.co/advisors/richard-berse/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Northstar Financial Advisors
- **Based in:** North Caldwell, New Jersey
- **Fee model:** One-time planning fee
- **Fees (firm's website):** one-time plans from $500
- **Assets under management (firm):** $195.3M across 135 accounts
- **CRD:** 2542568 (https://adviserinfo.sec.gov/individual/summary/2542568)
- **SEC registration:** Investment adviser representative in FL, NJ, TX
- **Exams passed:** Series 65 (2023)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://nfai.com

## Frequently asked questions

### Is Richard Berse a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Northstar Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard charges a one-time planning fee.

### How much does Richard charge?

According to Northstar Financial Advisors's website, checked October 30, 2026: one-time plans from $500.

### Where is Richard Berse based?

Richard Berse is based in North Caldwell, New Jersey.

### Is Richard Berse registered with the SEC?

Yes. Richard Berse is registered as an investment adviser representative in FL, NJ and TX (CRD 2542568), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Northstar Financial Advisors manage?

Northstar Financial Advisors reports $195.3M across 135 accounts in assets under management.

### How do I contact Richard Berse?

Through Richard's website, nfai.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2542568): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.nfai.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.