# Richard Barber

> Richard Barber is a fee-only financial advisor at Provident Living Financial Services in Lehi, Utah. Richard charges hourly fees and an ongoing planning fee.

Page: https://find.wellspent.co/advisors/richard-barber/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Provident Living Financial Services
- **Based in:** Lehi, Utah
- **Fee model:** Hourly; Ongoing planning fee
- **Assets under management (firm):** $158.1M across 408 accounts
- **CRD:** 4566084 (https://adviserinfo.sec.gov/individual/summary/4566084)
- **SEC registration:** Investment adviser representative in CA, ID, TX, UT
- **Exams passed:** Series 66 (2002)
- **Firm size:** 3 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.getprovident.com/

## Frequently asked questions

### Is Richard Barber a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Provident Living Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard charges hourly fees and an ongoing planning fee.

### Where is Richard Barber based?

Richard Barber is based in Lehi, Utah.

### Is Richard Barber registered with the SEC?

Yes. Richard Barber is registered as an investment adviser representative in CA, ID, TX and UT (CRD 4566084), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Provident Living Financial Services manage?

Provident Living Financial Services reports $158.1M across 408 accounts in assets under management.

### How do I contact Richard Barber?

Through Richard's website, www.getprovident.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4566084): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.getprovident.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.