# Raymond Kramer

> Raymond Kramer is a fee-only financial advisor at Monon Wealth Management in Indianapolis, Indiana. Monon Wealth Management reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/raymond-kramer/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Monon Wealth Management
- **Based in:** Indianapolis, Indiana
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $546.8M across 1,740 accounts
- **CRD:** 3247207 (https://adviserinfo.sec.gov/individual/summary/3247207)
- **SEC registration:** Investment adviser representative in IN, TX
- **Exams passed:** Series 63 (1999), Series 65 (2006)
- **Firm size:** 10 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://music.amazon.com/podcasts/bb084fba-7af1-44ed-8dca-d1841fb9203d/modern-wealth-management

## Frequently asked questions

### Is Raymond Kramer a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Raymond holds no broker registration, and Monon Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Raymond charge for financial advice?

Raymond's firm, Monon Wealth Management, reports charging a percentage of assets on its SEC Form ADV.

### Where is Raymond Kramer based?

Raymond Kramer is based in Indianapolis, Indiana.

### Is Raymond Kramer registered with the SEC?

Yes. Raymond Kramer is registered as an investment adviser representative in IN and TX (CRD 3247207), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Monon Wealth Management manage?

Monon Wealth Management reports $546.8M across 1,740 accounts in assets under management.

### How do I contact Raymond Kramer?

Through Raymond's website, music.amazon.com/podcasts/bb084fba-7af1-44ed-8dca-d1841fb9203d/modern-wealth-management.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3247207): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.