# Raymond Chung

> Raymond Chung is a fee-only financial advisor at Emerald Waves Investments in Cupertino, California, who holds the CFA credential. Emerald Waves Investments reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/raymond-chung/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Emerald Waves Investments
- **Based in:** Cupertino, California
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $4.2M across 21 accounts
- **Credentials:** CFA
- **CRD:** 4299872 (https://adviserinfo.sec.gov/individual/summary/4299872)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 63 (2001)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://seekingalpha.com/author/raymond-chung-cfa#regular_articles

## Frequently asked questions

### Is Raymond Chung a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Raymond holds no broker registration, and Emerald Waves Investments reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Raymond charge for financial advice?

Raymond's firm, Emerald Waves Investments, reports charging a percentage of assets on its SEC Form ADV.

### Where is Raymond Chung based?

Raymond Chung is based in Cupertino, California.

### What credentials does Raymond Chung hold?

Raymond Chung holds the CFA credential.

### Is Raymond Chung registered with the SEC?

Yes. Raymond Chung is registered as an investment adviser representative in CA and TX (CRD 4299872), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Emerald Waves Investments manage?

Emerald Waves Investments reports $4.2M across 21 accounts in assets under management.

### How do I contact Raymond Chung?

Through Raymond's website, seekingalpha.com/author/raymond-chung-cfa#regular_articles.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4299872): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.