# Randall Ruggaard

> Randall Ruggaard is a fee-only financial advisor at Ruggaard & Associates in Hudson, Ohio, who holds the ChFC credential. Randall focuses on tax planning and estate & legacy planning. Ruggaard & Associates reports charging a percentage of assets and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/randall-ruggaard/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Ruggaard & Associates
- **Based in:** Hudson, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Performance-based fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $368.6M across 998 accounts
- **Credentials:** ChFC
- **Specialties:** Tax planning, Estate & legacy planning
- **CRD:** 1028988 (https://adviserinfo.sec.gov/individual/summary/1028988)
- **SEC registration:** Investment adviser representative in AZ, OH, TX
- **Exams passed:** Series 63 (1987)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** http://www.ruggaard.net/

## Frequently asked questions

### Is Randall Ruggaard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Randall holds no broker registration, and Ruggaard & Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Randall charge for financial advice?

Randall's firm, Ruggaard & Associates, reports charging a percentage of assets and performance-based fees on its SEC Form ADV.

### Where is Randall Ruggaard based?

Randall Ruggaard is based in Hudson, Ohio.

### What does Randall specialize in?

Randall's specialties include tax planning and estate & legacy planning.

### What credentials does Randall Ruggaard hold?

Randall Ruggaard holds the ChFC credential.

### Is Randall Ruggaard registered with the SEC?

Yes. Randall Ruggaard is registered as an investment adviser representative in AZ, OH and TX (CRD 1028988), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ruggaard & Associates manage?

Ruggaard & Associates reports $368.6M across 998 accounts in assets under management.

### How do I contact Randall Ruggaard?

Through Randall's website, www.ruggaard.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1028988): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://ruggaard.net/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.