# Raman Singh

> Raman Singh is a fee-only financial advisor at Singh PWM in Phoenix, Arizona, who holds the CFP credential. Raman charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $8,000 a year and one-time plans from $6,000) and focuses on retirement planning, tax planning and flat-fee planning.

Page: https://find.wellspent.co/advisors/raman-singh/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Singh PWM
- **Based in:** Phoenix, Arizona
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $8,000 a year; one-time plans from $6,000; a $1,500,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $25M across 91 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Flat-fee planning, Estate & legacy planning
- **Works with:** Pre-retirees, Retirees
- **CRD:** 5899381 (https://adviserinfo.sec.gov/individual/summary/5899381)
- **SEC registration:** Investment adviser representative in AZ, TX
- **Exams passed:** Series 66 (2012)
- **Firm size:** 1 employee
- **Disclosures:** Reported; see the SEC record
- **Website:** https://singhpwm.com

## Frequently asked questions

### Is Raman Singh a fee-only financial advisor?

Yes. Raman Singh is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Raman's firm.

### How does Raman charge for financial advice?

Raman charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.

### How much does Raman charge?

According to Singh PWM's website, checked October 28, 2026: ongoing planning from $8,000 a year; one-time plans from $6,000; a $1,500,000 asset minimum.

### Where is Raman Singh based?

Raman Singh is based in Phoenix, Arizona.

### What does Raman specialize in?

Raman's specialties include retirement planning, tax planning, flat-fee planning and estate & legacy planning. Raman works with pre-retirees and retirees.

### What credentials does Raman Singh hold?

Raman Singh holds the CFP credential.

### Is Raman Singh registered with the SEC?

Yes. Raman Singh is registered as an investment adviser representative in AZ and TX (CRD 5899381), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.

### How much does Singh PWM manage?

Singh PWM reports $25M across 91 accounts in assets under management.

### How do I contact Raman Singh?

Through Raman's website, singhpwm.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/raman-singh-22953): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.singhpwm.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.