# Rafael Quiros

> Rafael Quiros is a fee-only financial advisor at HFM Wealth Management in Hartford, Connecticut. Rafael focuses on family wealth transfer and small business owners. HFM Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/rafael-quiros/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** HFM Wealth Management
- **Based in:** Hartford, Connecticut
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $699.6M across 185 accounts
- **Specialties:** Family wealth transfer, Small business owners
- **Works with:** Multi-generational families
- **CRD:** 369607 (https://adviserinfo.sec.gov/individual/summary/369607)
- **SEC registration:** Investment adviser representative in CT
- **Exams passed:** Series 63 (1986)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://www.hfmonline.com

## Frequently asked questions

### Is Rafael Quiros a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Rafael holds no broker registration, and HFM Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Rafael charge for financial advice?

Rafael's firm, HFM Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Rafael Quiros based?

Rafael Quiros is based in Hartford, Connecticut.

### What does Rafael specialize in?

Rafael's specialties include family wealth transfer and small business owners. Rafael works with multi-generational families.

### Is Rafael Quiros registered with the SEC?

Yes. Rafael Quiros is registered as an investment adviser representative in CT (CRD 369607), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does HFM Wealth Management manage?

HFM Wealth Management reports $699.6M across 185 accounts in assets under management.

### How do I contact Rafael Quiros?

Through Rafael's website, www.hfmonline.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/369607): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://hfmonline.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.