# Quiltina Smith

> Quiltina Smith is a fee-only financial advisor at The Financial T in Stafford, Virginia. The Financial T reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/quiltina-smith/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** The Financial T
- **Based in:** Stafford, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.0M across 64 accounts
- **CRD:** 6174819 (https://adviserinfo.sec.gov/individual/summary/6174819)
- **SEC registration:** Investment adviser representative in VA
- **Exams passed:** Series 63 (2013), Series 65 (2013)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.thefinancialt.org

## Frequently asked questions

### Is Quiltina Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Quiltina holds no broker registration, and The Financial T reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Quiltina charge for financial advice?

Quiltina's firm, The Financial T, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Quiltina Smith based?

Quiltina Smith is based in Stafford, Virginia.

### Is Quiltina Smith registered with the SEC?

Yes. Quiltina Smith is registered as an investment adviser representative in VA (CRD 6174819), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does The Financial T manage?

The Financial T reports $1.0M across 64 accounts in assets under management.

### How do I contact Quiltina Smith?

Through Quiltina's website, www.thefinancialt.org.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6174819): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://thefinancialt.org/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.