# Phuong Luong

> Phuong Luong is a fee-only financial advisor at Just Wealth in Pittsfield, Massachusetts, who holds the CFP credential. Phuong charges a percentage of assets and focuses on sustainable & impact investing and student loans.

Page: https://find.wellspent.co/advisors/phuong-luong/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Just Wealth
- **Based in:** Pittsfield, Massachusetts
- **Fee model:** Percentage of assets
- **Works virtually:** Yes (firm's website)
- **Assets under management (firm):** $27.5M across 67 accounts
- **Credentials:** CFP
- **Specialties:** Sustainable & impact investing, Student loans
- **CRD:** 6815665 (https://adviserinfo.sec.gov/individual/summary/6815665)
- **SEC registration:** Investment adviser representative in LA, MA
- **Exams passed:** Series 65 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.justwealthplanning.com/

## Frequently asked questions

### Is Phuong Luong a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Phuong holds no broker registration, and Just Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Phuong charge for financial advice?

Phuong charges a percentage of assets.

### Does Phuong work with clients virtually?

Yes. Just Wealth says on its website that it works with clients remotely.

### Where is Phuong Luong based?

Phuong Luong is based in Pittsfield, Massachusetts.

### What does Phuong specialize in?

Phuong's specialties include sustainable & impact investing and student loans.

### What credentials does Phuong Luong hold?

Phuong Luong holds the CFP credential.

### Is Phuong Luong registered with the SEC?

Yes. Phuong Luong is registered as an investment adviser representative in LA and MA (CRD 6815665), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Just Wealth manage?

Just Wealth reports $27.5M across 67 accounts in assets under management.

### How do I contact Phuong Luong?

Through Phuong's website, www.justwealthplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6815665): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.justwealthplanning.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.