# Philip Lichtman

> Philip Lichtman is a fee-only financial advisor at Concert Financial Planning in Houston, Texas. Concert Financial Planning reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/philip-lichtman/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Concert Financial Planning
- **Based in:** Houston, Texas
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Assets under management (firm):** $28.6M across 168 accounts
- **CRD:** 7045533 (https://adviserinfo.sec.gov/individual/summary/7045533)
- **SEC registration:** Investment adviser representative in CA, DC, GA, TX
- **Exams passed:** Series 65 (2018)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.concertplanning.com

## Frequently asked questions

### Is Philip Lichtman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Philip holds no broker registration, and Concert Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Philip charge for financial advice?

Philip's firm, Concert Financial Planning, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is Philip Lichtman based?

Philip Lichtman is based in Houston, Texas.

### Is Philip Lichtman registered with the SEC?

Yes. Philip Lichtman is registered as an investment adviser representative in CA, DC, GA and TX (CRD 7045533), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Concert Financial Planning manage?

Concert Financial Planning reports $28.6M across 168 accounts in assets under management.

### How do I contact Philip Lichtman?

Through Philip's website, www.concertplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7045533): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.