# Paula Fleming

> Paula Fleming is a fee-only financial advisor at Next Chapter Financial in Denver, Colorado, who holds the CFA credential. Next Chapter Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/paula-fleming/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Next Chapter Financial
- **Based in:** Denver, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Credentials:** CFA
- **Works with:** Mid-life transitions
- **CRD:** 5572307 (https://adviserinfo.sec.gov/individual/summary/5572307)
- **SEC registration:** Investment adviser representative in CO
- **Exams passed:** Series 63 (2008)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.nextchapterfinancial.com

## Frequently asked questions

### Is Paula Fleming a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Paula holds no broker registration, and Next Chapter Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Paula charge for financial advice?

Paula's firm, Next Chapter Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Paula Fleming based?

Paula Fleming is based in Denver, Colorado.

### What credentials does Paula Fleming hold?

Paula Fleming holds the CFA credential.

### Is Paula Fleming registered with the SEC?

Yes. Paula Fleming is registered as an investment adviser representative in CO (CRD 5572307), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Paula Fleming?

Through Paula's website, www.nextchapterfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5572307): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.nextchapterfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.