# Paul Light

> Paul Light is a fee-only financial advisor at Light Financial Services in Fargo, North Dakota, who holds the CFP credential. Light Financial Services reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/paul-light/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Light Financial Services
- **Based in:** Fargo, North Dakota
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $175.5M across 1,810 accounts
- **Credentials:** CFP
- **CRD:** 1986167 (https://adviserinfo.sec.gov/individual/summary/1986167)
- **SEC registration:** Investment adviser representative in MN, ND
- **Exams passed:** Series 63 (1989), Series 65 (1998)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.lightfinancialservices.com/

## Frequently asked questions

### Is Paul Light a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Paul holds no broker registration, and Light Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Paul charge for financial advice?

Paul's firm, Light Financial Services, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Paul Light based?

Paul Light is based in Fargo, North Dakota.

### What credentials does Paul Light hold?

Paul Light holds the CFP credential.

### Is Paul Light registered with the SEC?

Yes. Paul Light is registered as an investment adviser representative in MN and ND (CRD 1986167), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Light Financial Services manage?

Light Financial Services reports $175.5M across 1,810 accounts in assets under management.

### How do I contact Paul Light?

Through Paul's website, www.lightfinancialservices.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1986167): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.