# Paul Kluskowski

> Paul Kluskowski is a fee-only financial advisor at T/R Financial Management Group in New Richmond, Wisconsin. T/R Financial Management Group reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/paul-kluskowski/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** T/R Financial Management Group
- **Based in:** New Richmond, Wisconsin
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $26.5M across 154 accounts
- **CRD:** 4038794 (https://adviserinfo.sec.gov/individual/summary/4038794)
- **SEC registration:** Investment adviser representative in MD, MN, TX, VA, WI
- **Exams passed:** Series 66 (1999)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.trfinancial.net

## Frequently asked questions

### Is Paul Kluskowski a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Paul holds no broker registration, and T/R Financial Management Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Paul charge for financial advice?

Paul's firm, T/R Financial Management Group, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Paul Kluskowski based?

Paul Kluskowski is based in New Richmond, Wisconsin.

### Is Paul Kluskowski registered with the SEC?

Yes. Paul Kluskowski is registered as an investment adviser representative in MD, MN, TX, VA and WI (CRD 4038794), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does T/R Financial Management Group manage?

T/R Financial Management Group reports $26.5M across 154 accounts in assets under management.

### How do I contact Paul Kluskowski?

Through Paul's website, www.trfinancial.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4038794): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.