# Paul Coleman

> Paul Coleman is a fee-only financial advisor at Free Time Financial in Orchard Park, New York, who holds the CFP credential. Free Time Financial reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/paul-coleman/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Free Time Financial
- **Based in:** Orchard Park, New York
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Assets under management (firm):** $9.9M across 35 accounts
- **Credentials:** CFP
- **CRD:** 6225972 (https://adviserinfo.sec.gov/individual/summary/6225972)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 65 (2012)
- **Firm size:** 1 employee
- **Disclosures:** Reported; see the SEC record
- **Website:** https://wealthtender.com/financial-advisors/paul-j-coleman-iii-cfp/

## Frequently asked questions

### Is Paul Coleman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Paul holds no broker registration, and Free Time Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Paul charge for financial advice?

Paul's firm, Free Time Financial, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is Paul Coleman based?

Paul Coleman is based in Orchard Park, New York.

### What credentials does Paul Coleman hold?

Paul Coleman holds the CFP credential.

### Is Paul Coleman registered with the SEC?

Yes. Paul Coleman is registered as an investment adviser representative in NY (CRD 6225972), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Free Time Financial manage?

Free Time Financial reports $9.9M across 35 accounts in assets under management.

### How do I contact Paul Coleman?

Through Paul's website, wealthtender.com/financial-advisors/paul-j-coleman-iii-cfp.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6225972): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.