# Paul Coleman Iii

> Paul Coleman Iii is a fee-only financial advisor at Free Time Financial LLC in Orchard Park, New York, who holds the CFP credential. Paul Coleman charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $9,000 a year and no asset minimum) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/paul-coleman-iii/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Free Time Financial LLC
- **Based in:** Orchard Park, New York
- **Fee model:** Flat fee or retainer; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $9,000 a year; no asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $9.9M across 35 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Retirees, Pre-retirees
- **Firm size:** 1 employee
- **Website:** https://freetimefinancial.com

## Frequently asked questions

### Is Paul Coleman Iii a fee-only financial advisor?

Yes. Paul Coleman Iii is listed in the XY Planning Network directory (XYPN members are fee-only).

### How does Paul Coleman charge for financial advice?

Paul Coleman charges a flat fee or retainer and an ongoing planning fee.

### How much does Paul Coleman charge?

According to Free Time Financial LLC's website, checked October 28, 2026: ongoing planning from $9,000 a year; no asset minimum.

### Where is Paul Coleman Iii based?

Paul Coleman Iii is based in Orchard Park, New York.

### What does Paul Coleman specialize in?

Paul Coleman's specialties include retirement planning, tax planning and estate & legacy planning. Paul Coleman works with retirees and pre-retirees.

### What credentials does Paul Coleman Iii hold?

Paul Coleman Iii holds the CFP credential.

### How much does Free Time Financial LLC manage?

Free Time Financial LLC reports $9.9M across 35 accounts in assets under management.

### How do I contact Paul Coleman Iii?

Through Paul Coleman's website, freetimefinancial.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/paul-coleman-58475): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.freetimefinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.