# Paul Cipriano

> Paul Cipriano is a fee-only financial advisor at Cipriano Wealth Management in Florham Park, New Jersey, who holds the CFP and MBA credentials. Cipriano Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/paul-cipriano/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Cipriano Wealth Management
- **Based in:** Florham Park, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Fees (firm's website):** no asset minimum
- **Assets under management (firm):** $18.7M across 61 accounts
- **Credentials:** CFP, MBA
- **CRD:** 2638449 (https://adviserinfo.sec.gov/individual/summary/2638449)
- **SEC registration:** Investment adviser representative in NJ
- **Exams passed:** Series 63 (1999)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://ciprianowealth.com

## Frequently asked questions

### Is Paul Cipriano a fee-only financial advisor?

Yes. Paul Cipriano is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Paul's firm.

### How does Paul charge for financial advice?

Paul's firm, Cipriano Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### How much does Paul charge?

According to Cipriano Wealth Management's website, checked October 28, 2026: no asset minimum.

### Where is Paul Cipriano based?

Paul Cipriano is based in Florham Park, New Jersey.

### What credentials does Paul Cipriano hold?

Paul Cipriano holds the CFP and MBA credentials.

### Is Paul Cipriano registered with the SEC?

Yes. Paul Cipriano is registered as an investment adviser representative in NJ (CRD 2638449), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Cipriano Wealth Management manage?

Cipriano Wealth Management reports $18.7M across 61 accounts in assets under management.

### How do I contact Paul Cipriano?

Through Paul's website, ciprianowealth.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/paul-cipriano-10988): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://ciprianowealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.