# Patrick Tuma

> Patrick Tuma is a fee-only financial advisor at Tuma Financial in Marriottsville, Maryland, who holds the CFP credential. Tuma Financial reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/patrick-tuma/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Tuma Financial
- **Based in:** Marriottsville, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $51.4M across 34 accounts
- **Credentials:** CFP
- **CRD:** 2933086 (https://adviserinfo.sec.gov/individual/summary/2933086)
- **SEC registration:** Investment adviser representative in MD
- **Exams passed:** Series 65 (1997)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Patrick Tuma a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Patrick holds no broker registration, and Tuma Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Patrick charge for financial advice?

Patrick's firm, Tuma Financial, reports charging a percentage of assets on its SEC Form ADV.

### Where is Patrick Tuma based?

Patrick Tuma is based in Marriottsville, Maryland.

### What credentials does Patrick Tuma hold?

Patrick Tuma holds the CFP credential.

### Is Patrick Tuma registered with the SEC?

Yes. Patrick Tuma is registered as an investment adviser representative in MD (CRD 2933086), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Tuma Financial manage?

Tuma Financial reports $51.4M across 34 accounts in assets under management.

### How do I contact Patrick Tuma?

Contact details aren't on file yet. Search for Tuma Financial.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2933086): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.