# Patrick Ryan

> Patrick Ryan is a fee-only financial advisor at Cornerstone Advisory in Hunt Valley, Maryland, who holds the CFP credential. Cornerstone Advisory reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/patrick-ryan/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cornerstone Advisory
- **Based in:** Hunt Valley, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $2.25B across 3,135 accounts
- **Credentials:** CFP
- **CRD:** 6423965 (https://adviserinfo.sec.gov/individual/summary/6423965)
- **SEC registration:** Investment adviser representative in MD
- **Exams passed:** Series 63 (2016), Series 65 (2016)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** http://www.cornerstoneadvisory.com/

## Frequently asked questions

### Is Patrick Ryan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Patrick holds no broker registration, and Cornerstone Advisory reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Patrick charge for financial advice?

Patrick's firm, Cornerstone Advisory, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Patrick Ryan based?

Patrick Ryan is based in Hunt Valley, Maryland.

### What credentials does Patrick Ryan hold?

Patrick Ryan holds the CFP credential.

### Is Patrick Ryan registered with the SEC?

Yes. Patrick Ryan is registered as an investment adviser representative in MD (CRD 6423965), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cornerstone Advisory manage?

Cornerstone Advisory reports $2.25B across 3,135 accounts in assets under management.

### How do I contact Patrick Ryan?

Through Patrick's website, www.cornerstoneadvisory.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6423965): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.