# Nirav Desai

> Nirav Desai is a fee-only financial advisor at Qubera Wealth Management in Pasadena, California. Qubera Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/nirav-desai/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Qubera Wealth Management
- **Based in:** Pasadena, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $52.6M across 298 accounts
- **CRD:** 6027550 (https://adviserinfo.sec.gov/individual/summary/6027550)
- **SEC registration:** Investment adviser representative in CA, FL, TX
- **Exams passed:** Series 65 (2012)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.keepcalmandinvest.com

## Frequently asked questions

### Is Nirav Desai a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nirav holds no broker registration, and Qubera Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nirav charge for financial advice?

Nirav's firm, Qubera Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Nirav Desai based?

Nirav Desai is based in Pasadena, California.

### Is Nirav Desai registered with the SEC?

Yes. Nirav Desai is registered as an investment adviser representative in CA, FL and TX (CRD 6027550), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Qubera Wealth Management manage?

Qubera Wealth Management reports $52.6M across 298 accounts in assets under management.

### How do I contact Nirav Desai?

Through Nirav's website, www.keepcalmandinvest.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6027550): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.