# Nihal Muzumdar

> Nihal Muzumdar is a fee-only financial advisor at Rubric Advisors in San Francisco, California. Nihal charges a percentage of assets, hourly fees and an ongoing planning fee (ongoing planning from $2,500 a year and $250 an hour) and focuses on equity compensation, founders (pre-exit) and retirement planning.

Page: https://find.wellspent.co/advisors/nihal-muzumdar/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Rubric Advisors
- **Based in:** San Francisco, California
- **Fee model:** Percentage of assets; Hourly; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $2,500 a year; $250 an hour; 0.8% a year on the first tier of assets managed; a $50,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $28.4M across 17 accounts
- **Specialties:** Equity compensation, Founders (pre-exit), Retirement planning, Retirement with concentrated positions
- **Works with:** Retirees, Pre-retirees, Tech employees
- **CRD:** 6439499 (https://adviserinfo.sec.gov/individual/summary/6439499)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 65 (2026)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.rubricadvisors.com/

## Frequently asked questions

### Is Nihal Muzumdar a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nihal holds no broker registration, and Rubric Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nihal charge for financial advice?

Nihal charges a percentage of assets, hourly fees and an ongoing planning fee.

### How much does Nihal charge?

According to Rubric Advisors's website, checked October 30, 2026: ongoing planning from $2,500 a year; $250 an hour; 0.8% a year on the first tier of assets managed; a $50,000 asset minimum.

### Where is Nihal Muzumdar based?

Nihal Muzumdar is based in San Francisco, California.

### What does Nihal specialize in?

Nihal's specialties include equity compensation, founders (pre-exit), retirement planning and retirement with concentrated positions. Nihal works with retirees, pre-retirees and tech employees.

### Is Nihal Muzumdar registered with the SEC?

Yes. Nihal Muzumdar is registered as an investment adviser representative in CA and TX (CRD 6439499), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Rubric Advisors manage?

Rubric Advisors reports $28.4M across 17 accounts in assets under management.

### How do I contact Nihal Muzumdar?

Through Nihal's website, www.rubricadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6439499): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.rubricadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.