# Nicole Graul

> Nicole Graul is a fee-only financial advisor at Thousand CPA in Chesterfield, Missouri. Nicole focuses on tax planning and small business owners. Thousand CPA reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/nicole-graul/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Thousand CPA
- **Based in:** Chesterfield, Missouri
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $15.3M across 72 accounts
- **Specialties:** Tax planning, Small business owners
- **CRD:** 7015240 (https://adviserinfo.sec.gov/individual/summary/7015240)
- **SEC registration:** Investment adviser representative in MO
- **Exams passed:** Series 65 (2019)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://thousand.cpa/

## Frequently asked questions

### Is Nicole Graul a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nicole holds no broker registration, and Thousand CPA reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nicole charge for financial advice?

Nicole's firm, Thousand CPA, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Nicole Graul based?

Nicole Graul is based in Chesterfield, Missouri.

### What does Nicole specialize in?

Nicole's specialties include tax planning and small business owners.

### Is Nicole Graul registered with the SEC?

Yes. Nicole Graul is registered as an investment adviser representative in MO (CRD 7015240), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Thousand CPA manage?

Thousand CPA reports $15.3M across 72 accounts in assets under management.

### How do I contact Nicole Graul?

Through Nicole's website, thousand.cpa.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7015240): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://thousand.cpa/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.