# Nicholas Rutz

> Nicholas Rutz is a fee-only financial advisor at Powers Advisory Group in Highland, Illinois. Nicholas focuses on retirement planning and estate & legacy planning. Powers Advisory Group reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/nicholas-rutz/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Powers Advisory Group
- **Based in:** Highland, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $329.5M across 1,603 accounts
- **Specialties:** Retirement planning, Estate & legacy planning
- **CRD:** 7769112 (https://adviserinfo.sec.gov/individual/summary/7769112)
- **SEC registration:** Investment adviser representative in IL, MO, TX
- **Exams passed:** Series 65 (2023)
- **Firm size:** 7 employees
- **Disclosures:** None reported
- **Website:** http://www.powersinvest.com

## Frequently asked questions

### Is Nicholas Rutz a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nicholas holds no broker registration, and Powers Advisory Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nicholas charge for financial advice?

Nicholas's firm, Powers Advisory Group, reports charging a percentage of assets on its SEC Form ADV.

### Where is Nicholas Rutz based?

Nicholas Rutz is based in Highland, Illinois.

### What does Nicholas specialize in?

Nicholas's specialties include retirement planning and estate & legacy planning.

### Is Nicholas Rutz registered with the SEC?

Yes. Nicholas Rutz is registered as an investment adviser representative in IL, MO and TX (CRD 7769112), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Powers Advisory Group manage?

Powers Advisory Group reports $329.5M across 1,603 accounts in assets under management.

### How do I contact Nicholas Rutz?

Through Nicholas's website, www.powersinvest.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7769112): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (http://www.powersinvest.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.