# Nicholas Lemus

> Nicholas Lemus is a fee-only financial advisor at Summit Wealth & Retirement Partners in Eagle, Idaho, who holds the CFP and CFA credentials. Nicholas charges a percentage of assets and a one-time planning fee (one-time plans from $2,500) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/nicholas-lemus/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Summit Wealth & Retirement Partners
- **Based in:** Eagle, Idaho
- **Fee model:** Percentage of assets; One-time planning fee
- **Fees (firm's website):** one-time plans from $2,500
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $978.1M across 1,018 accounts
- **Credentials:** CFP, CFA
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 7559730 (https://adviserinfo.sec.gov/individual/summary/7559730)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2022)
- **Firm size:** 12 employees
- **Disclosures:** None reported
- **Website:** http://www.summitwealthandretirement.com

## Frequently asked questions

### Is Nicholas Lemus a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nicholas holds no broker registration, and Summit Wealth & Retirement Partners reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nicholas charge for financial advice?

Nicholas charges a percentage of assets and a one-time planning fee.

### How much does Nicholas charge?

According to Summit Wealth & Retirement Partners's website, checked October 30, 2026: one-time plans from $2,500.

### Where is Nicholas Lemus based?

Nicholas Lemus is based in Eagle, Idaho.

### What does Nicholas specialize in?

Nicholas's specialties include retirement planning and tax planning.

### What credentials does Nicholas Lemus hold?

Nicholas Lemus holds the CFP and CFA credentials.

### Is Nicholas Lemus registered with the SEC?

Yes. Nicholas Lemus is registered as an investment adviser representative in CA (CRD 7559730), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Summit Wealth & Retirement Partners manage?

Summit Wealth & Retirement Partners reports $978.1M across 1,018 accounts in assets under management.

### How do I contact Nicholas Lemus?

Through Nicholas's website, www.summitwealthandretirement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7559730): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.summitwealthandretirement.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.