# Nicholas Gyeszat

> Nicholas Gyeszat is a fee-only financial advisor at Reality Financial Planning Services in Sarasota, Florida, who holds the CFP credential. Nicholas focuses on retirement planning, pension planning and tax planning. Reality Financial Planning Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/nicholas-gyeszat/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Reality Financial Planning Services
- **Based in:** Sarasota, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $125.9M across 477 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Pension planning, Tax planning, Estate & legacy planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 6399162 (https://adviserinfo.sec.gov/individual/summary/6399162)
- **SEC registration:** Investment adviser representative in FL
- **Exams passed:** Series 63 (2015), Series 65 (2015)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.realityfinancialplanning.com

## Frequently asked questions

### Is Nicholas Gyeszat a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nicholas holds no broker registration, and Reality Financial Planning Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nicholas charge for financial advice?

Nicholas's firm, Reality Financial Planning Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Nicholas Gyeszat based?

Nicholas Gyeszat is based in Sarasota, Florida.

### What does Nicholas specialize in?

Nicholas's specialties include retirement planning, pension planning, tax planning and estate & legacy planning. Nicholas works with retirees and pre-retirees.

### What credentials does Nicholas Gyeszat hold?

Nicholas Gyeszat holds the CFP credential.

### Is Nicholas Gyeszat registered with the SEC?

Yes. Nicholas Gyeszat is registered as an investment adviser representative in FL (CRD 6399162), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Reality Financial Planning Services manage?

Reality Financial Planning Services reports $125.9M across 477 accounts in assets under management.

### How do I contact Nicholas Gyeszat?

Through Nicholas's website, www.realityfinancialplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6399162): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://realityfinancialplanning.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.