# Nicholas Gower

> Nicholas Gower is a fee-only financial advisor at HIP Investor in Chapel Hill, North Carolina. HIP Investor reports charging a percentage of assets, hourly fees and a subscription on its Form ADV.

Page: https://find.wellspent.co/advisors/nicholas-gower/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** HIP Investor
- **Based in:** Chapel Hill, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Subscription
- **Assets under management (firm):** $26.7M across 237 accounts
- **CRD:** 7995902 (https://adviserinfo.sec.gov/individual/summary/7995902)
- **SEC registration:** Investment adviser representative in CA, IL, LA, MA, NC, NY
- **Exams passed:** Series 65 (2023)
- **Firm size:** 4 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://bsky.app/profile/hipinvestor.bsky.social

## Frequently asked questions

### Is Nicholas Gower a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nicholas holds no broker registration, and HIP Investor reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nicholas charge for financial advice?

Nicholas's firm, HIP Investor, reports charging a percentage of assets, hourly fees and a subscription on its SEC Form ADV.

### Where is Nicholas Gower based?

Nicholas Gower is based in Chapel Hill, North Carolina.

### Is Nicholas Gower registered with the SEC?

Yes. Nicholas Gower is registered as an investment adviser representative in CA, IL, LA, MA, NC and NY (CRD 7995902), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does HIP Investor manage?

HIP Investor reports $26.7M across 237 accounts in assets under management.

### How do I contact Nicholas Gower?

Through Nicholas's website, bsky.app/profile/hipinvestor.bsky.social.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7995902): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.