# Nicholas Clay

> Nicholas Clay is a fee-only financial advisor at BCS Wealth Management in Johnson City, Tennessee. BCS Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/nicholas-clay/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** BCS Wealth Management
- **Based in:** Johnson City, Tennessee
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $987.4M across 1,862 accounts
- **CRD:** 5389805 (https://adviserinfo.sec.gov/individual/summary/5389805)
- **SEC registration:** Investment adviser representative in TN
- **Exams passed:** Series 66 (2007)
- **Firm size:** 12 employees
- **Disclosures:** None reported
- **Website:** http://www.bcswealth.com/

## Frequently asked questions

### Is Nicholas Clay a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nicholas holds no broker registration, and BCS Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nicholas charge for financial advice?

Nicholas's firm, BCS Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Nicholas Clay based?

Nicholas Clay is based in Johnson City, Tennessee.

### Is Nicholas Clay registered with the SEC?

Yes. Nicholas Clay is registered as an investment adviser representative in TN (CRD 5389805), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does BCS Wealth Management manage?

BCS Wealth Management reports $987.4M across 1,862 accounts in assets under management.

### How do I contact Nicholas Clay?

Through Nicholas's website, www.bcswealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5389805): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.