# Nestor Vargas

> Nestor Vargas is a fee-only financial advisor at AlignPoint Wealth in Denver, Colorado, who holds the CFP credential. Nestor charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $10,300 a year and typically works with clients with $1,500,000 or more) and focuses on flat-fee planning, retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/nestor-vargas/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** AlignPoint Wealth
- **Based in:** Denver, Colorado
- **Fee model:** Flat fee or retainer; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $10,300 a year; typically works with clients with $1,500,000 or more
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $17.9M across 90 accounts
- **Credentials:** CFP
- **Specialties:** Flat-fee planning, Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 5871563 (https://adviserinfo.sec.gov/individual/summary/5871563)
- **SEC registration:** Investment adviser representative in CO, TX
- **Exams passed:** Series 63 (2011), Series 66 (2011)
- **Firm size:** 1 employee
- **Disclosures:** Reported; see the SEC record
- **Website:** http://alignpointwealth.com

## Frequently asked questions

### Is Nestor Vargas a fee-only financial advisor?

Yes. Nestor Vargas is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Nestor's firm.

### How does Nestor charge for financial advice?

Nestor charges a flat fee or retainer and an ongoing planning fee.

### How much does Nestor charge?

According to AlignPoint Wealth's website, checked October 28, 2026: ongoing planning from $10,300 a year; typically works with clients with $1,500,000 or more.

### Where is Nestor Vargas based?

Nestor Vargas is based in Denver, Colorado.

### What does Nestor specialize in?

Nestor's specialties include flat-fee planning, retirement planning and tax planning. Nestor works with retirees and pre-retirees.

### What credentials does Nestor Vargas hold?

Nestor Vargas holds the CFP credential.

### Is Nestor Vargas registered with the SEC?

Yes. Nestor Vargas is registered as an investment adviser representative in CO and TX (CRD 5871563), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.

### How much does AlignPoint Wealth manage?

AlignPoint Wealth reports $17.9M across 90 accounts in assets under management.

### How do I contact Nestor Vargas?

Through Nestor's website, alignpointwealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/44710): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.alignpointwealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.