# Nate Willardson

> Nate Willardson is a fee-only financial advisor at Currents Wealth Strategies in Chandler, Arizona, who holds the CFP credential. Nate charges a percentage of assets and a flat fee or retainer (ongoing planning from $7,500 a year and 1.5% a year on the first tier of assets managed) and focuses on retirement planning, retirement with concentrated positions and founders (pre-exit).

Page: https://find.wellspent.co/advisors/nate-willardson/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Currents Wealth Strategies
- **Based in:** Chandler, Arizona
- **Fee model:** Percentage of assets; Flat fee or retainer
- **Fees (firm's website):** ongoing planning from $7,500 a year; 1.5% a year on the first tier of assets managed; typically works with clients with $1,000,000 or more
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** CFP
- **Specialties:** Retirement planning, Retirement with concentrated positions, Founders (pre-exit), Equity compensation, Family wealth transfer, Estate & legacy planning
- **Works with:** Pre-retirees, Retirees, Founders, High earners
- **CRD:** 6400045 (https://adviserinfo.sec.gov/individual/summary/6400045)
- **SEC registration:** Investment adviser representative in AZ
- **Exams passed:** Series 63 (2017), Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://currentswealthstrategies.com

## Frequently asked questions

### Is Nate Willardson a fee-only financial advisor?

Yes. Nate Willardson is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Nate's firm.

### How does Nate charge for financial advice?

Nate charges a percentage of assets and a flat fee or retainer.

### How much does Nate charge?

According to Currents Wealth Strategies's website, checked October 28, 2026: ongoing planning from $7,500 a year; 1.5% a year on the first tier of assets managed; typically works with clients with $1,000,000 or more.

### Where is Nate Willardson based?

Nate Willardson is based in Chandler, Arizona.

### What does Nate specialize in?

Nate's specialties include retirement planning, retirement with concentrated positions, founders (pre-exit), equity compensation, family wealth transfer and estate & legacy planning. Nate works with pre-retirees, retirees, founders and high earners.

### What credentials does Nate Willardson hold?

Nate Willardson holds the CFP credential.

### Is Nate Willardson registered with the SEC?

Yes. Nate Willardson is registered as an investment adviser representative in AZ (CRD 6400045), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Nate Willardson?

Through Nate's website, currentswealthstrategies.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/nate-willardson-38457): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://currentswealthstrategies.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.