# Nate Byers

> Nate Byers is a fee-only financial advisor at Calculated Wealth in Madison, Wisconsin, who holds the CPA credential. Nate charges a percentage of assets, hourly fees and a one-time planning fee and focuses on small business owners, retirement planning and family wealth transfer.

Page: https://find.wellspent.co/advisors/nate-byers/
Built from public directory listings; last checked April 25, 2026.

## Facts

- **Firm:** Calculated Wealth
- **Based in:** Madison, Wisconsin
- **Fee model:** Percentage of assets; Hourly; One-time planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $100M - $500M
- **Credentials:** CPA
- **Specialties:** Small business owners, Retirement planning, Family wealth transfer
- **Works with:** High earners, Ultra high net worth, Executives, Founders, Pre-retirees, Retirees, Multi-generational families
- **CRD:** 6645599 (https://adviserinfo.sec.gov/individual/summary/6645599)
- **SEC registration:** Investment adviser representative in TX, WI
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** calcwealth.com

## About

Calculated Wealth partners with motivated individuals and their families to navigate life’s biggest financial transitions—especially retirement and business sales.
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We’ve intentionally built a boutique firm instead of a volume practice. Most advisory firms chase scale, stretching each advisor across 100+ families; we’d rather know fewer families really well.
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That means prioritizing deep connection and intentionally limiting our partnerships to kind, thoughtful, and future‑focused families who want to be deliberate with the money they’ve worked hard to build.

## Frequently asked questions

### Is Nate Byers a fee-only financial advisor?

Yes. Nate Byers is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Nate's firm.

### How does Nate charge for financial advice?

Nate charges a percentage of assets, hourly fees and a one-time planning fee.

### Where is Nate Byers based?

Nate Byers is based in Madison, Wisconsin.

### What does Nate specialize in?

Nate's specialties include small business owners, retirement planning and family wealth transfer. Nate works with high earners, ultra high net worth, executives, founders and pre-retirees.

### What credentials does Nate Byers hold?

Nate Byers holds the CPA credential.

### Is Nate Byers registered with the SEC?

Yes. Nate Byers is registered as an investment adviser representative in TX and WI (CRD 6645599), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Calculated Wealth manage?

Calculated Wealth reports $100M - $500M in assets under management.

### How do I contact Nate Byers?

Through Nate's website, calcwealth.com.

## Sources

- Public advisor directory: listed as fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://calcwealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.