# Narendra Kapadia

> Narendra Kapadia is a fee-only financial advisor at Value Financial Services in Chelmsford, Massachusetts. Value Financial Services reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/narendra-kapadia/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Value Financial Services
- **Based in:** Chelmsford, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $9.2M across 21 accounts
- **CRD:** 2774861 (https://adviserinfo.sec.gov/individual/summary/2774861)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 63 (1996), Series 65 (2000)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Narendra Kapadia a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Narendra holds no broker registration, and Value Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Narendra charge for financial advice?

Narendra's firm, Value Financial Services, reports charging a percentage of assets on its SEC Form ADV.

### Where is Narendra Kapadia based?

Narendra Kapadia is based in Chelmsford, Massachusetts.

### Is Narendra Kapadia registered with the SEC?

Yes. Narendra Kapadia is registered as an investment adviser representative in MA (CRD 2774861), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Value Financial Services manage?

Value Financial Services reports $9.2M across 21 accounts in assets under management.

### How do I contact Narendra Kapadia?

Contact details aren't on file yet. Search for Value Financial Services.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2774861): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.