# Naomi Parham

> Naomi Parham is a fee-only financial advisor at Fruitful in Upper Marlboro, Maryland, who holds the CFP credential. Naomi charges a percentage of assets and an ongoing planning fee (ongoing planning from $999 a year and 0.25% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/naomi-parham/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Fruitful
- **Based in:** Upper Marlboro, Maryland
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $999 a year; 0.25% a year on the first tier of assets managed
- **Assets under management (firm):** $34.8M across 945 accounts
- **Credentials:** CFP
- **CRD:** 7067655 (https://adviserinfo.sec.gov/individual/summary/7067655)
- **SEC registration:** Investment adviser representative in MD, NY, TX
- **Exams passed:** Series 66 (2019)
- **Firm size:** 44 employees
- **Disclosures:** None reported
- **Website:** https://www.fruitful.com/

## Frequently asked questions

### Is Naomi Parham a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Naomi holds no broker registration, and Fruitful reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Naomi charge for financial advice?

Naomi charges a percentage of assets and an ongoing planning fee.

### How much does Naomi charge?

According to Fruitful's website, checked October 30, 2026: ongoing planning from $999 a year; 0.25% a year on the first tier of assets managed.

### Where is Naomi Parham based?

Naomi Parham is based in Upper Marlboro, Maryland.

### What credentials does Naomi Parham hold?

Naomi Parham holds the CFP credential.

### Is Naomi Parham registered with the SEC?

Yes. Naomi Parham is registered as an investment adviser representative in MD, NY and TX (CRD 7067655), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Fruitful manage?

Fruitful reports $34.8M across 945 accounts in assets under management.

### How do I contact Naomi Parham?

Through Naomi's website, www.fruitful.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7067655): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.fruitful.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.