# Nam Phan

> Nam Phan is a fee-only financial advisor at Phan Capital Management in San Antonio, Texas. Nam charges an ongoing planning fee, a percentage of assets and a one-time planning fee (ongoing planning from $2,400 a year and one-time plans from $500) and focuses on student loans, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/nam-phan/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Phan Capital Management
- **Based in:** San Antonio, Texas
- **Fee model:** Ongoing planning fee; Percentage of assets; One-time planning fee
- **Fees (firm's website):** ongoing planning from $2,400 a year; one-time plans from $500; 1% a year on the first tier of assets managed; no asset minimum
- **Assets under management (firm):** $1.5M across 21 accounts
- **Specialties:** Student loans, Tax planning, Estate & legacy planning, Retirement planning
- **Works with:** Early-career professionals
- **CRD:** 7085582 (https://adviserinfo.sec.gov/individual/summary/7085582)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2019)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.phancapital.com

## Frequently asked questions

### Is Nam Phan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Nam holds no broker registration, and Phan Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Nam charge for financial advice?

Nam charges an ongoing planning fee, a percentage of assets and a one-time planning fee.

### How much does Nam charge?

According to Phan Capital Management's website, checked October 30, 2026: ongoing planning from $2,400 a year; one-time plans from $500; 1% a year on the first tier of assets managed; no asset minimum.

### Where is Nam Phan based?

Nam Phan is based in San Antonio, Texas.

### What does Nam specialize in?

Nam's specialties include student loans, tax planning, estate & legacy planning and retirement planning. Nam works with early-career professionals.

### Is Nam Phan registered with the SEC?

Yes. Nam Phan is registered as an investment adviser representative in TX (CRD 7085582), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Phan Capital Management manage?

Phan Capital Management reports $1.5M across 21 accounts in assets under management.

### How do I contact Nam Phan?

Through Nam's website, www.phancapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7085582): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.phancapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.