# Molly Laughter

> Molly Laughter is a fee-only financial advisor at Laughter Financial, LLC in Celina, Texas, who holds the CFA, CFP and MA credentials. Molly charges a percentage of assets, an ongoing planning fee, a flat fee or retainer and a one-time planning fee (ongoing planning from $3,600 a year and one-time plans from $5,000) and focuses on divorce financial planning and retirement planning.

Page: https://find.wellspent.co/advisors/molly-laughter/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Laughter Financial, LLC
- **Based in:** Celina, Texas
- **Fee model:** Percentage of assets; Ongoing planning fee; Flat fee or retainer; One-time planning fee
- **Fees (firm's website):** ongoing planning from $3,600 a year; one-time plans from $5,000; a $500,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $20.3M across 44 accounts
- **Credentials:** CFA, CFP, MA, MBA
- **Specialties:** Divorce financial planning, Retirement planning
- **Works with:** Divorced individuals, Retirees, Mid-life transitions
- **CRD:** 5518250 (https://adviserinfo.sec.gov/individual/summary/5518250)
- **SEC registration:** Investment adviser representative in TX
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://laughterfinancial.com

## Frequently asked questions

### Is Molly Laughter a fee-only financial advisor?

Yes. Molly Laughter is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Molly's firm.

### How does Molly charge for financial advice?

Molly charges a percentage of assets, an ongoing planning fee, a flat fee or retainer and a one-time planning fee.

### How much does Molly charge?

According to Laughter Financial, LLC's website, checked October 28, 2026: ongoing planning from $3,600 a year; one-time plans from $5,000; a $500,000 asset minimum.

### Where is Molly Laughter based?

Molly Laughter is based in Celina, Texas.

### What does Molly specialize in?

Molly's specialties include divorce financial planning and retirement planning. Molly works with divorced individuals, retirees and mid-life transitions.

### What credentials does Molly Laughter hold?

Molly Laughter holds the CFA, CFP, MA and MBA credentials.

### Is Molly Laughter registered with the SEC?

Yes. Molly Laughter is registered as an investment adviser representative in TX (CRD 5518250), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Laughter Financial, LLC manage?

Laughter Financial, LLC reports $20.3M across 44 accounts in assets under management.

### How do I contact Molly Laughter?

Through Molly's website, laughterfinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/45312): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://laughterfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.