# Mindy Crary

> Mindy Crary is a fee-only financial advisor at Creative Money LLC in Seattle, Washington, who holds the CFP credential. Mindy charges a flat fee or retainer and a one-time planning fee and focuses on retirement planning and equity compensation.

Page: https://find.wellspent.co/advisors/mindy-crary/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Creative Money LLC
- **Based in:** Seattle, Washington
- **Fee model:** Flat fee or retainer; One-time planning fee
- **Works virtually:** Yes (firm's website)
- **Credentials:** CFP
- **Specialties:** Retirement planning, Equity compensation
- **Works with:** Early-career professionals, Pre-retirees, Retirees
- **CRD:** 3032185 (https://adviserinfo.sec.gov/individual/summary/3032185)
- **SEC registration:** Investment adviser representative in CA, GA, IL, TX, WA
- **Exams passed:** Series 63 (1998), Series 66 (2003)
- **Firm size:** 5 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://creativemoney.biz

## Frequently asked questions

### Is Mindy Crary a fee-only financial advisor?

Yes. Mindy Crary is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Mindy's firm.

### How does Mindy charge for financial advice?

Mindy charges a flat fee or retainer and a one-time planning fee.

### Does Mindy work with clients virtually?

Yes. Creative Money LLC says on its website that it works with clients remotely.

### Where is Mindy Crary based?

Mindy Crary is based in Seattle, Washington.

### What does Mindy specialize in?

Mindy's specialties include retirement planning and equity compensation. Mindy works with early-career professionals, pre-retirees and retirees.

### What credentials does Mindy Crary hold?

Mindy Crary holds the CFP credential.

### Is Mindy Crary registered with the SEC?

Yes. Mindy Crary is registered as an investment adviser representative in CA, GA, IL, TX and WA (CRD 3032185), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.

### How do I contact Mindy Crary?

Through Mindy's website, creativemoney.biz.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/mindy-crary-11342): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://creativemoney.biz/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.