# Mike Farrow

> Mike Farrow is a fee-only financial advisor at FlightPath Financial Planning in San Diego, California, who holds the CFP credential. Mike charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $1,200 a year) and focuses on flat-fee planning and retirement planning.

Page: https://find.wellspent.co/advisors/mike-farrow/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** FlightPath Financial Planning
- **Based in:** San Diego, California
- **Fee model:** Flat fee or retainer; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $1,200 a year
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $11.1M across 196 accounts
- **Credentials:** CFP
- **Specialties:** Flat-fee planning, Retirement planning
- **CRD:** 6644262 (https://adviserinfo.sec.gov/individual/summary/6644262)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 65 (2017)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://flightpathfp.com

## Frequently asked questions

### Is Mike Farrow a fee-only financial advisor?

Yes. Mike Farrow is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Mike's firm.

### How does Mike charge for financial advice?

Mike charges a flat fee or retainer and an ongoing planning fee.

### How much does Mike charge?

According to FlightPath Financial Planning's website, checked October 28, 2026: ongoing planning from $1,200 a year.

### Where is Mike Farrow based?

Mike Farrow is based in San Diego, California.

### What does Mike specialize in?

Mike's specialties include flat-fee planning and retirement planning.

### What credentials does Mike Farrow hold?

Mike Farrow holds the CFP credential.

### Is Mike Farrow registered with the SEC?

Yes. Mike Farrow is registered as an investment adviser representative in CA and TX (CRD 6644262), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does FlightPath Financial Planning manage?

FlightPath Financial Planning reports $11.1M across 196 accounts in assets under management.

### How do I contact Mike Farrow?

Through Mike's website, flightpathfp.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/mike-farrow-11136): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://flightpath-fp.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.