# Michelle Smalenberger

> Michelle Smalenberger is a fee-only financial advisor at Financial Design Studio in Deer Park, Illinois, who holds the CFP credential. Financial Design Studio reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michelle-smalenberger/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Financial Design Studio
- **Based in:** Deer Park, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $105.5M across 452 accounts
- **Credentials:** CFP
- **CRD:** 6058074 (https://adviserinfo.sec.gov/individual/summary/6058074)
- **SEC registration:** Investment adviser representative in IL, KS, TX
- **Exams passed:** Series 65 (2012)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.financialdesignstudio.com

## Frequently asked questions

### Is Michelle Smalenberger a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michelle holds no broker registration, and Financial Design Studio reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michelle charge for financial advice?

Michelle's firm, Financial Design Studio, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michelle Smalenberger based?

Michelle Smalenberger is based in Deer Park, Illinois.

### What credentials does Michelle Smalenberger hold?

Michelle Smalenberger holds the CFP credential.

### Is Michelle Smalenberger registered with the SEC?

Yes. Michelle Smalenberger is registered as an investment adviser representative in IL, KS and TX (CRD 6058074), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Design Studio manage?

Financial Design Studio reports $105.5M across 452 accounts in assets under management.

### How do I contact Michelle Smalenberger?

Through Michelle's website, www.financialdesignstudio.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6058074): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.