# Michelle Crumm

> Michelle Crumm is a fee-only financial advisor at Present Value, LLC DBA Belle Eve Financial, LLC in Dexter, Michigan, who holds the CFP, CPA and MBA credentials. Michelle charges an ongoing planning fee and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/michelle-crumm/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Present Value, LLC DBA Belle Eve Financial, LLC
- **Based in:** Dexter, Michigan
- **Fee model:** Ongoing planning fee
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $15.3M across 21 accounts
- **Credentials:** CFP, CPA, MBA
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Pre-retirees, Retirees
- **CRD:** 7793913 (https://adviserinfo.sec.gov/individual/summary/7793913)
- **SEC registration:** Investment adviser representative in MI
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://belleevefinancial.com

## Frequently asked questions

### Is Michelle Crumm a fee-only financial advisor?

Yes. Michelle Crumm is listed in the XY Planning Network directory (XYPN members are fee-only) and the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michelle's firm.

### How does Michelle charge for financial advice?

Michelle charges an ongoing planning fee.

### Does Michelle work with clients virtually?

Yes. Present Value, LLC DBA Belle Eve Financial, LLC says on its website that it works with clients remotely.

### Where is Michelle Crumm based?

Michelle Crumm is based in Dexter, Michigan.

### What does Michelle specialize in?

Michelle's specialties include retirement planning and tax planning. Michelle works with pre-retirees and retirees.

### What credentials does Michelle Crumm hold?

Michelle Crumm holds the CFP, CPA and MBA credentials.

### Is Michelle Crumm registered with the SEC?

Yes. Michelle Crumm is registered as an investment adviser representative in MI (CRD 7793913), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Present Value, LLC DBA Belle Eve Financial, LLC manage?

Present Value, LLC DBA Belle Eve Financial, LLC reports $15.3M across 21 accounts in assets under management.

### How do I contact Michelle Crumm?

Through Michelle's website, belleevefinancial.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/michelle-crumm-10118): XYPN members are fee-only
- NAPFA directory listing: NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.belleevefinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.