# Michele Schaff

> Michele Schaff is a fee-only financial advisor at Ardor Investment Management Consulting in Northfield, Illinois. Ardor Investment Management Consulting reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michele-schaff/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Ardor Investment Management Consulting
- **Based in:** Northfield, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.9M across 9 accounts
- **CRD:** 2695097 (https://adviserinfo.sec.gov/individual/summary/2695097)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 63 (1996), Series 65 (1998)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.ardorfinancial.com

## Frequently asked questions

### Is Michele Schaff a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michele holds no broker registration, and Ardor Investment Management Consulting reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michele charge for financial advice?

Michele's firm, Ardor Investment Management Consulting, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michele Schaff based?

Michele Schaff is based in Northfield, Illinois.

### Is Michele Schaff registered with the SEC?

Yes. Michele Schaff is registered as an investment adviser representative in IL (CRD 2695097), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ardor Investment Management Consulting manage?

Ardor Investment Management Consulting reports $1.9M across 9 accounts in assets under management.

### How do I contact Michele Schaff?

Through Michele's website, www.ardorfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2695097): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.