# Michael Zung

> Michael Zung is a fee-only financial advisor at Java Wealth Planning in Lees Summit, Missouri, who holds the CFP credential. Michael charges a flat fee or retainer and focuses on equity compensation, tax planning and retirement planning.

Page: https://find.wellspent.co/advisors/michael-zung/
Built from public directory listings; last checked October 28, 2026.

## Facts

- **Firm:** Java Wealth Planning
- **Based in:** Lees Summit, Missouri
- **Fee model:** Flat fee or retainer
- **Accepting new clients:** Not currently (firm's website)
- **Assets under management (firm):** $20.4M across 145 accounts
- **Credentials:** CFP
- **Specialties:** Equity compensation, Tax planning, Retirement planning, Founders (pre-exit)
- **Works with:** Tech employees
- **CRD:** 6974834 (https://adviserinfo.sec.gov/individual/summary/6974834)
- **SEC registration:** Investment adviser representative in CA, MO, NY, TX
- **Exams passed:** Series 65 (2018)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://javawealth.com

## Frequently asked questions

### Is Michael Zung a fee-only financial advisor?

Yes. Michael Zung is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michael's firm.

### How does Michael Zung charge for financial advice?

Michael Zung charges a flat fee or retainer.

### Where is Michael Zung based?

Michael Zung is based in Lees Summit, Missouri.

### What does Michael Zung specialize in?

Michael Zung's specialties include equity compensation, tax planning, retirement planning and founders (pre-exit). Michael works with tech employees.

### What credentials does Michael Zung hold?

Michael Zung holds the CFP credential.

### Is Michael Zung registered with the SEC?

Yes. Michael Zung is registered as an investment adviser representative in CA, MO, NY and TX (CRD 6974834), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Java Wealth Planning manage?

Java Wealth Planning reports $20.4M across 145 accounts in assets under management.

### How do I contact Michael Zung?

Through Michael Zung's website, javawealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/44690): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.javawealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.