# Michael Waters

> Michael Waters is a fee-only financial advisor at Halcyon Professional Advisors in Cullman, Alabama, who holds the PFS credential. Halcyon Professional Advisors reports charging fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-waters/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Halcyon Professional Advisors
- **Based in:** Cullman, Alabama
- **Fee model (firm's Form ADV):** Fixed fees
- **Credentials:** PFS
- **CRD:** 6602529 (https://adviserinfo.sec.gov/individual/summary/6602529)
- **SEC registration:** Investment adviser representative in AL
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://halcyonproadvisors.com

## Frequently asked questions

### Is Michael Waters a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Halcyon Professional Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Halcyon Professional Advisors, reports charging fixed fees on its SEC Form ADV.

### Where is Michael Waters based?

Michael Waters is based in Cullman, Alabama.

### What credentials does Michael Waters hold?

Michael Waters holds the PFS credential.

### Is Michael Waters registered with the SEC?

Yes. Michael Waters is registered as an investment adviser representative in AL (CRD 6602529), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Michael Waters?

Through Michael's website, halcyonproadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6602529): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.