# Michael Tom

> Michael Tom is a fee-only financial advisor at AtwoB. in Katonah, New York, who holds the CFP credential. Michael focuses on tax planning and retirement planning. AtwoB. reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-tom/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** AtwoB.
- **Based in:** Katonah, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $113.9M across 275 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Retirement planning
- **CRD:** 2963123 (https://adviserinfo.sec.gov/individual/summary/2963123)
- **SEC registration:** Investment adviser representative in NY
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.today2b.com

## Frequently asked questions

### Is Michael Tom a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and AtwoB. reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, AtwoB., reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Tom based?

Michael Tom is based in Katonah, New York.

### What does Michael specialize in?

Michael's specialties include tax planning and retirement planning.

### What credentials does Michael Tom hold?

Michael Tom holds the CFP credential.

### Is Michael Tom registered with the SEC?

Yes. Michael Tom is registered as an investment adviser representative in NY (CRD 2963123), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does AtwoB. manage?

AtwoB. reports $113.9M across 275 accounts in assets under management.

### How do I contact Michael Tom?

Through Michael's website, www.today2b.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2963123): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.atwob.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.