# Michael Souza

> Michael Souza is a fee-only financial advisor at KOA Wealth Management in Encinitas, California. KOA Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-souza/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** KOA Wealth Management
- **Based in:** Encinitas, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $254.9M across 749 accounts
- **Works with:** Executives, Founders
- **CRD:** 4602740 (https://adviserinfo.sec.gov/individual/summary/4602740)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 66 (2003)
- **Firm size:** 6 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://koawealth.com/

## Frequently asked questions

### Is Michael Souza a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and KOA Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, KOA Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Souza based?

Michael Souza is based in Encinitas, California.

### Is Michael Souza registered with the SEC?

Yes. Michael Souza is registered as an investment adviser representative in CA and TX (CRD 4602740), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does KOA Wealth Management manage?

KOA Wealth Management reports $254.9M across 749 accounts in assets under management.

### How do I contact Michael Souza?

Through Michael's website, koawealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4602740): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://koawealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.