# Michael Smurl

> Michael Smurl is a fee-only financial advisor at Integrity Financial Planning in Houston, Texas, who holds the CFA credential. Michael charges a percentage of assets (1% a year on the first tier of assets managed) and focuses on retirement planning, sustainable & impact investing and retirement with concentrated positions.

Page: https://find.wellspent.co/advisors/michael-smurl/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Integrity Financial Planning
- **Based in:** Houston, Texas
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $4.0M across 10 accounts
- **Credentials:** CFA
- **Specialties:** Retirement planning, Sustainable & impact investing, Retirement with concentrated positions
- **Works with:** Retirees, Pre-retirees
- **CRD:** 2239030 (https://adviserinfo.sec.gov/individual/summary/2239030)
- **SEC registration:** Investment adviser representative in LA, TX
- **Exams passed:** Series 63 (2015), Series 65 (1992), Series 66 (2002)
- **Firm size:** 2 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.integrityfinancialplan.com

## Frequently asked questions

### Is Michael Smurl a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Integrity Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael charges a percentage of assets.

### How much does Michael charge?

According to Integrity Financial Planning's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Where is Michael Smurl based?

Michael Smurl is based in Houston, Texas.

### What does Michael specialize in?

Michael's specialties include retirement planning, sustainable & impact investing and retirement with concentrated positions. Michael works with retirees and pre-retirees.

### What credentials does Michael Smurl hold?

Michael Smurl holds the CFA credential.

### Is Michael Smurl registered with the SEC?

Yes. Michael Smurl is registered as an investment adviser representative in LA and TX (CRD 2239030), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Integrity Financial Planning manage?

Integrity Financial Planning reports $4.0M across 10 accounts in assets under management.

### How do I contact Michael Smurl?

Through Michael's website, www.integrityfinancialplan.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2239030): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://integrityfinancialplan.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.